Quad Bike Insurance

71

By QuadBikeNews

Quad Bike Insurance | ATV Insurance | Buggy Insurance

Are you looking for Quad Bike Insurance?

Quad Bikes, ATVs and Buggies are becoming more and more popular as time goes on. What's even more shocking is that they are climbing at a rate faster than Motorcycles and Scooters with more and more being registered for the road year on year.

The good part to this is that manufacturers are mow starting to see that by developingRoad Legal Quad Bikes, Road Legal ATVs and Road Legal Buggies they have a profitable market if done properly. And where it has always been identified as the top three manufacturers who have taken the bull by its horns, the table has turned and new and exciting Quad Bikes and ATVs are being showcased by New Manufacturers that have entered the arena.

Not only are they a cheap method of transport but they are fun as well, making a small commute to work or destination ever more enjoyable.

Market Statistics

One of the biggest issues with the Quad Bike Industry on a whole is the amount of Quad Bike Insurance Companies that claim to be either the cheapest insurance on the market or, the best after sales or customer service around - which i'm afraid to say is not the truth in many cases.

Each Quad Bike Insurance company has different guidelines, and this will always reflect in the cost of the policy. Whilst one may offer Cheap Quad Bike Insurance, there is normally a good reason why they are cheap in the first place.

Researching Information

We have found through extensive research that this is probably one of the most common problems on the market today, and when you need to claim should the inevitable happen, a fair majority of the policies had so many clauses in them that they were about as water tight as boots with holes in.

From this research alone we decided that it was time to find out the truth and see if there was any given way to make the playing field easier for everyone to understand. By doing this, we created a check list that you could use to make sure that the cover on your Road Legal Quad, ATV or Buggy was exactly what you thought it would be.

Check List of "Things To Ask!"

Firstly, what we do not intend to do is try and teach you to suck eggs. The whole idea of what we have set out below is to help guide you through the mine field, making all policies look the same and cover what it is you need.

Each question that we have set out below should help in one way or another:

  • Question - Does the excess make a difference to the policy?
  • Answer - Yes, the excess can play a major part in the cost of Quad Bike Insurance to the degree you can reduce the cost of your policy by up to 50% in some cases. The problem is though, what starts out to look sensible can suddenly jump out and bite you when you least expect it. My thoughts are if you can not afford to pay one lump sum for your policy up front, then ask and see if they will split the cost over two ir three months.
  • Question - Do all Quad Bike and ATV Insurance Policies have the same cover?
  • Answer - No, they don't all have the same cover - let me explain. Obviously, there are three different types of cover, Third Party - Third Party Fire & Theft - Fully Comprehensive. With each policy, insurance companies set restrictions of usage or stipulate extra security for when the Quad Bike or ATV is parked on the street or in overnight garaging/shed. The locking systems that some companies stipulate have to meet the British Insurance Standards and, have to be Kite Marked. The locks can cost between £25.00 and £100.00 - so it is imperative that you know any policy guidelines before you take the insurance out. Failing to check this can result in your Quad Bike or ATV not being insured when stored.
  • Question - Which are the best companies to get quotes from?
  • Answer - Well, there are three companies who are the best within the industry - the first one is Falcon Bike Insurance based in Birmingham - the second is Quad Sure which is part Adrian Flux Insurance - and the final one is Autonet Insurance.
  • From experience, I would say to try Falcon Bikes first and get a quote direct from them over the phone - their sales office have a team of comprehensive staff who are more than capable to get the best price possible - and thats a GUARANTEE!
  • For more information regarding Quad Bike Insurance, ATV Insurance or Buggy Insurance - come over to our website and read what other people have to say about their services.

The Best Place On The Internet For Quad Bike News - Information, Finance and Quad Bikes For Sale - oh, and Quad Bike Insurance too....

We also have another great hub regarding Road Legal Quads - Go check it out!

 

 

Quad Bike Insurance | ATV Insurance

Click thumbnail to view full-size
Quad Bike Insurance
Quad Bike Insurance

Let us know your thoughts...

Road Legal Quad Bikes 2 years ago

What a great posting!

I followed the link and got a real good quote from the company you recommended. I'm more than happy that I found this, and will come back to read more of your insights if they are related to this industry, as I love Quad Bikes and ATVs.

Thanks and best regards,

Daniel

Submit a Comment
Members and Guests

Sign in or sign up and post using a hubpages account.



    • No HTML is allowed in comments, but URLs will be hyperlinked
    • Comments are not for promoting your Hubs or other sites

    Please wait working